Introduction:
Interstate Funding Corporation has been in business since 1985 and is a California licensed mortgage brokerage firm.
Our founder and president, Chris Taylor, is one of the most highly qualified mortgage brokers in the country. One of his many professional designations includes the prestigous CMC designation, awarded by the National Association of Mortgage Brokers (the mortgage industry’s main trade organization). Since 1970, less than 300 CMC designations have been awarded in the United States, and of those, fewer than 35 CMCs are located in the State of California.
Chris Taylor (our president), is also one of the first mortgage professional to be awarded the “Lending Integrity Seal of Approval” by the National Association of Mortgage Broker (requiring a criminal background check, advanced education, state licensing, personal reference checks, and adherance to the highest ethicial standards in the industry). Please click “Our President” for more information on Chris Taylor.
General Information:
Our firm specializes in helping highly qualified clients refinance and purchase homes.
In general, highly qualified clients are those who meet underwriting guidelines such as: the home must be owner occupied; clients must have a credit FICO score of at least 680; clients must not be self employed; no more than 45% of the client’s gross monthly income can be going to their monthly debts; clients must have at least a 20% equity position in their home. There are other guidelines too, but this gives you a general picture of the type of clients we specialize in helping.
If you meet our high standards and are a “Triple-A” type of client; we can assure you that we are a “Triple-A” mortgage brokerage firm who you should do business with. As proof, just look at what some of our satisfied clients have to say about us by clicking “Referrences” located on the right side of this page.
Our clients speak so higly of us because we strive in customer service. Not only do we do all the paper work for you, making obtaining your home loan as painless and pleasant as possible; we also have several programs that allow you to obtain a home loan with little or no origination costs. That’s right, we can arrange home loans that have absolutely no initial loan origination costs of any kind (there are no points, no lender fees and no non-recurring closing costs). The only “cost” you pay for the loan is the interest rate on the mortgage.
What’s more, we’re available to our clients 7 days a week from 9 am until 9 pm (even on holidays!).
Federal licensing information:
Interstate Funding Corporation’s Nationwide Mortgage Licensing System number: 245095
Chris Taylor’s Nationwide Mortgage Licensing System number: 237513
State of California – Dept. of Real Estate licensing information:
Interstate Funding Corporation’s number: 00905340
Chris Taylor’s number: 00846425
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